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Insurance Coverage

Twenty-five policy types across vehicles, property, health, and business. Browse by category, or tell us your situation and let an agent narrow it down.

Vehicle

Cars, bikes, boats, and everything you drive or tow.

  • Car Insurance

    Liability, collision, comprehensive, and the state-required minimums, explained in plain language, quoted by a licensed agent.

  • SR-22 Insurance

    An SR-22 is a certificate your insurer files with the state, not a policy. We handle the filing alongside the coverage it has to attach to.

  • Motorcycle Insurance

    Coverage that accounts for how a bike is actually ridden and stored, including custom parts your auto policy would not touch.

  • Classic Car Insurance

    Agreed-value coverage so a restored car is insured for what it is worth, not what a depreciation table says.

  • RV & Motorhome Insurance

    A motorhome is a vehicle and a residence at once. Coverage should reflect both, including the time it spends parked.

  • Boat Insurance

    Hull, liability, and towing on the water, plus the trailer and the months the boat spends in storage.

  • ATV & Off-Road Insurance

    Off-road vehicles are rarely covered by a home or auto policy once they leave your property. This closes that gap.

  • Snowmobile Insurance

    Trail liability, theft, and transport coverage for a machine that is only on the road a few months a year.

  • Mexican Auto Insurance

    A U.S. auto policy is not recognized by Mexican authorities. Driving south of the border requires a separate policy written in Mexico.

  • Insurance After a DUI

    A DUI changes which carriers will write you and at what price. We work the market that still will, and file the SR-22 if your state requires one.

Home & Property

Coverage for the place you live and the things inside it.

  • Renters Insurance

    Your landlord insures the building, not your belongings. Renters coverage handles your things, your liability, and somewhere to stay.

  • Homeowners Insurance

    Structure, contents, liability, and loss of use, with the exclusions spelled out before you buy, not after you file.

  • Mobile & Manufactured Home Insurance

    Manufactured homes need their own policy form. A standard homeowners policy will not cover one, and many carriers will not write them at all.

  • Landlord Insurance

    Renting out a property turns it into a business asset. Landlord coverage adds lost rental income and the liability a homeowners policy excludes.

Health & Life

Medical, dental, and the policies your family falls back on.

  • Health Insurance

    Marketplace, short-term, and supplemental plans, compared on deductible, network, and what actually happens when you use them.

  • Dental Insurance

    Most medical plans exclude routine dental care. A standalone plan covers cleanings, fillings, and the work that gets expensive fast.

  • Telemedicine Plans

    Flat-fee access to a licensed clinician by phone or video, usually with no per-visit charge. A membership plan, not an insurance policy.

  • Life Insurance

    Term and whole life, sized against what your household would actually owe if your income stopped.

  • Hospital Indemnity Plans

    Pays you a fixed cash benefit per day admitted, on top of your health plan, for the costs a deductible leaves behind.

Personal Protection

Smaller policies that cover specific, expensive surprises.

  • Pet Insurance

    Reimburses a share of veterinary costs for accidents and illness. Enroll before a condition appears: pre-existing conditions are excluded.

  • Identity Theft Protection

    Monitoring, alerts, and the part that matters most: a restoration specialist who does the paperwork to get your identity back.

  • Travel Club & AD&D

    Travel assistance benefits paired with accidental death and dismemberment coverage for trips away from home.

Business

Liability and vehicle coverage for small operations.

  • Business Insurance

    General liability, property, and the certificates your clients and landlord ask for before you can start work.

  • Commercial Auto Insurance

    A personal auto policy excludes business use. If a vehicle earns money, it needs a commercial policy.

  • Rideshare Insurance

    The gap between your personal policy and the platform's coverage is real and it is yours. Rideshare endorsements close it.

If you're not sure where to start

You don't have to know which policy you need

  1. Describe what you own

    A car, a rental, a house, a boat, a business. The list of what you have is more useful to us than a list of policy names.

  2. We name the gaps

    Most people are covered for the obvious things and exposed on two or three specific ones. Those are what we look for first.

  3. You get options with the trade-offs attached

    Not just a price. What each option covers, what it excludes, and which risk you would be keeping.

Not sure which of these applies to you?

Describe your situation to a licensed agent and skip the guessing. It takes one conversation and costs nothing.

Talk to an agent (708) 550-4041

Tell us what you need covered

One conversation with a licensed agent beats an hour of comparison tabs. We'll tell you what applies to your situation and what it costs.

Request a quote (708) 550-4041