Terms of Use
The terms that apply when you use this website, and what the information on it is and is not.
Draft: pending legal review.
This document was drafted from a standard template and has not yet
been reviewed against Insurance Maximum's actual data and business
practices. It must not be relied upon until that review is complete.
See LAUNCH-BLOCKERS.md.
Last updated August 12, 2026
Acceptance
By using this website you agree to these terms. If you do not agree with them, please do not use the site.
What this site is
This site describes insurance products and related services offered through Insurance Maximum, an independent insurance agency. It is provided for general information.
What this site is not
Nothing on this site is a contract, a binder, or an offer of coverage. Descriptions of coverage are general summaries. Actual coverage is determined solely by the policy issued by the insurance company, and the policy language governs in every case where it differs from anything described here.
Nothing here is a guarantee of price or eligibility. Availability, premiums, discounts, and terms are set by the insurance company and depend on underwriting review, your individual circumstances, and the state you are in.
Nothing here is legal, tax, or financial advice. For advice about your own situation, consult a professional qualified to give it.
Submitting a form does not bind coverage. No coverage exists until an insurance company has issued a policy and confirmed it is in force. If you need coverage to begin on a specific date, say so explicitly to an agent.
Accuracy of information you provide
Quotes are produced from the information you supply. Incomplete or inaccurate information produces an inaccurate quote, and material misstatements on an insurance application can result in a claim being denied or a policy being rescinded by the insurer. Please answer accurately, including the parts that you expect will raise the price.
Acceptable use
Do not use this site to break the law, to interfere with its operation or security, to submit false information, to scrape or harvest data by automated means, or to attempt to gain unauthorised access to any part of it.
Intellectual property
The content, design, code, and original artwork on this site belong to Insurance Maximum unless otherwise indicated, and may not be copied, republished, or reused without permission. Third-party names and marks referred to on this site remain the property of their respective owners.
Third-party links
Links to other websites are provided for convenience. We do not control those sites and are not responsible for their content, their accuracy, or their privacy practices.
Disclaimer and limitation of liability
This site is provided “as is” and “as available”, without warranties of any kind, express or implied, to the fullest extent permitted by law. To the extent permitted by law, Insurance Maximum is not liable for indirect, incidental, consequential, or punitive damages arising from your use of this site.
Nothing in these terms limits any liability that cannot be limited under applicable law, and nothing here limits any right you have under an insurance policy actually issued to you.
Changes
We may update these terms. The version posted here is the one in effect, and material changes will be identified rather than folded in silently.
Governing law
These terms are governed by the laws of the state in which Insurance Maximum is organised, without regard to conflict-of-law principles.
Contact
Questions about these terms can be sent through our contact page.