Mexican Auto Insurance
Your U.S. auto policy is not recognised by Mexican authorities. Driving in Mexico requires liability coverage written by a Mexican insurer. This is a legal requirement, not a recommendation.
- Liability written by a Mexican insurer, as the law requires
- Daily, trip-length, or annual terms
- Legal assistance and bail bond coverage included on most policies
Request a mexican auto insurance quote
Tell us what you need covered. A licensed agent follows up with options, usually the same business day.
What a mexican auto insurance policy actually does
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Mexican liability
The coverage Mexican law requires. Without it, an accident can result in detention until responsibility and payment are settled.
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Legal assistance and bail bond
Attorney costs and bond following an accident. This is the coverage travellers most underestimate the value of.
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Physical damage
Collision and theft coverage for your vehicle while in Mexico, which your U.S. policy will usually not extend.
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Medical payments
Medical costs for you and your passengers after an accident in Mexico.
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Roadside assistance
Towing and breakdown help within Mexico, where a U.S. motor club membership generally does not operate.
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Driving beyond declared territory
Policies define the areas covered. Some limit distance from the border unless extended.
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Undeclared vehicles and trailers
Every vehicle and towed unit needs to be listed.
Mexican Auto Insurance questions
Does my U.S. policy extend into Mexico at all?
Some U.S. policies extend physical damage a short distance past the border. None of them satisfy Mexico's liability requirement, which is the part that matters legally.
How far in advance do I need it?
It can usually be issued the same day, including for a trip starting tomorrow. Doing it before you reach the border is simpler than doing it at one.
Is a daily policy cheaper than an annual one?
For a single short trip, yes. If you cross more than a couple of times a year, an annual policy is usually the better value.
What if I am towing a trailer or boat?
It must be declared and covered separately on the policy. An undeclared trailer is not covered.
Related coverage
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Car Insurance
Liability, collision, comprehensive, and the state-required minimums, explained in plain language, quoted by a licensed agent.
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SR-22 Insurance
An SR-22 is a certificate your insurer files with the state, not a policy. We handle the filing alongside the coverage it has to attach to.
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Motorcycle Insurance
Coverage that accounts for how a bike is actually ridden and stored, including custom parts your auto policy would not touch.
Not sure what you need?
Tell a licensed agent what you're insuring and what you're worried about. We'll walk through the options and what each one actually costs.