Roadside Assistance Plans
A standalone roadside plan means calling for a tow does not touch your insurance policy. It is a membership, not coverage, and that distinction is the point.
- Using it does not create an insurance claim
- Follows you, not just one vehicle, on most plans
- Covers the calls that cost more than the membership
Request a roadside assistance plans quote
Tell us what you need covered. A licensed agent follows up with options, usually the same business day.
What a roadside assistance plans policy actually does
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Towing
Transport to a repair facility within the plan's mileage allowance. A single tow beyond a few miles frequently costs more than a year of membership.
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Battery service
Jump starts and on-site battery assistance.
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Lockout service
Getting you back into the vehicle when the keys are inside it.
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Flat tyre change
Fitting your spare. If there is no usable spare, the vehicle is towed instead.
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Fuel delivery
Enough fuel to reach a station.
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Winching and extrication
Recovering a vehicle stuck near a maintained road, within the plan's limits.
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Parts and repairs
The service call is covered; the new battery, tyre, or repair is not.
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Off-road recovery beyond plan limits
Recovery is generally limited to a stated distance from a maintained roadway.
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Repeated calls beyond the annual allowance
Plans include a set number of service calls per year.
Roadside Assistance Plans questions
Why not just add it to my auto policy?
You can, and it is often cheaper that way. The reason to keep it standalone is that roadside claims on an insurance policy can appear in your claim history, and frequency sometimes affects renewal.
Does it cover me in someone else's car?
On most plans the membership follows the person, so you are covered as a driver or a passenger in any eligible vehicle.
How many calls do I get?
Typically a set number per year, commonly four. Beyond that, service is usually still available at a member rate.
Is there a waiting period?
Usually a short one after enrollment, which exists to stop the plan being bought from the roadside during a breakdown.
This is not an insurance policy
A roadside assistance plan is a membership service, not insurance. It provides the services described in the plan documents and does not pay claims, cover vehicle damage, or provide any liability coverage.
Related coverage
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Auto Club Membership
Roadside service bundled with travel and everyday discounts. A membership plan, not an insurance policy.
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Windshield Repair Plan
Covers chip and crack repair without filing a comprehensive claim or paying a glass deductible.
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Tire Hazard Protection Plan
Road hazard damage (potholes, nails, debris) is not covered by a standard auto policy. This plan covers repair or replacement.
Not sure what you need?
Tell a licensed agent what you're insuring and what you're worried about. We'll walk through the options and what each one actually costs.